Category Archives: Blog

Verus360 Guest Blog: The pay-as-you-use business finance solution for SMEs, are robo-advisers here to stay?

In our occasional series of guest blogs from our investee platforms, here’s a blog from Verus360:  They come in peace, offer prosperity, have conquered the US – and are colonising Europe. The “robo-adviser” has landed, and all the signs suggest that online automated investment advice is successfully infiltrating the UK financial services industry. The innovation […]

Louise Beaumont: Small Business APPG – ‘From start-up to scale up. How should policymakers support the growth of the UK alternative finance industry?’

Last week, I had the pleasure of speaking at the All Party Parliamentary Group on Small Businesses about the growth of the alternative finance industry. For years, the British economy has struggled to provide its SMEs with the capital they need to expand. Even before the crash, this was a structural challenge confronting our economy […]

Funding Options: How can you use finance to grow a business?

In our occasional series of guest blogs from our investee platforms, here’s a blog from Funding Options:   In my previous post on this blog, I explored some of the ways we can close the knowledge gap and improve SME access to alternative finance. We regularly point out that smaller businesses are a hugely important […]

UK Bond Network Guest Blog: Why diligence is due

In our occasional series of guest blogs from our investee platforms, here’s a blog from UK Bond Network:   Peer-to-peer (P2P) lending is in its formative years. In the UK alone, the industry has provided in excess of £2 billion to businesses, which means that investors – both retail and institutional – are investing significant sums […]

Proplend Guest Blog: 6 Months’ Interest Reserve – How It Works

In our occasional series of guest blogs from our investee platforms, here’s a blog from Proplend:   Some P2P Platforms operate what they call a discretionary ‘provision fund’, which is fund to which any and all lenders / investors could make a claim if they lose money through an investment. They are usually used by […]

Proplend Guest Blog: Underwriting – “Any fool can lend money, the skill is ensuring you get it paid back”

In our occasional series of guest blogs from our investee platforms, here’s a guest blog from Proplend:   The Loan underwriting process is critical in determining which loans are accepted onto the platform and which are not. When evaluating potential investment opportunities, it is imperative that investors understand the underwriting that has been performed and […]